Flexiti Financing
FLEXITI FINANCING AT CAP-IT
Equal Payments | No Interest*
Get what you need now and spread eligible purchases across manageable monthly payments.
Whether you're buying a new truck canopy, outfitting your truck with accessories or building an overlanding setup, Flexiti gives approved customers access to promotional financing options that can include equal monthly payments with no interest.*
O.A.C. Promotional plans, fees, minimum purchases and eligibility vary. Full financing terms are provided below.
READY TO APPLY?
Apply for Flexiti Financing
Complete the Flexiti application to see whether you're approved, your available credit limit and which promotional financing options are available to you.
Approval, credit limits and promotional-plan eligibility are determined by Flexiti Financial.
START YOUR APPLICATION
Apply securely through Flexiti Financial
FINANCE YOUR CAP-IT PURCHASE
Build the Truck You Need Without Paying for Everything at Once.
Flexiti can be particularly useful when you're making a larger purchase or combining several products and services into one complete truck build.
OUR CORE BUSINESS
Truck Canopies
Finance an eligible canopy purchase, installation and related equipment instead of absorbing the entire cost upfront.
OUTFIT YOUR TRUCK
Truck Accessories
Bed covers, running boards, racks, storage, towing equipment, lighting, suspension and other upgrades can quickly become a larger project.
GO FURTHER
Overlanding & Adventure
Roof racks, rooftop tents, awnings, fridges and camp equipment can form part of a much larger adventure build.
FLEXIBLE PAYMENT OPTIONS
A Larger Purchase Doesn't Have to Mean One Large Payment.
Truck accessories are often purchased as systems rather than isolated products. A canopy might need racks, storage or installation. An adventure build may combine a roof rack, rooftop tent, awning and other equipment.
Flexiti gives approved customers another payment option, letting you select from the promotional plans available for your account and purchase.
HOW IT WORKS
From Application to Purchase
Apply
Complete your Flexiti application online.
Get a Decision
Flexiti determines approval, available credit and eligible plans.
Shop Cap-it
Choose eligible products and services for your truck or adventure build.
Make Payments
Pay according to the Flexiti promotional plan applicable to your purchase.
YOUR FLEXITI ACCOUNT
Use Your Approved Credit Again.
Upon account approval, Flexiti provides a FlexitiCard account that can be used again for eligible purchases within your available approved credit limit and subject to your cardholder agreement.
That can be useful when your truck continues to evolve. Buy the canopy now, then return later for racks, accessories or adventure equipment without necessarily applying for a completely new financing account.
Approved Flexiti credit can be reused for eligible purchases within your available credit limit.
IMPORTANT FINANCING INFORMATION
Know the Terms Before You Finance.
Flexiti financing is subject to approved credit. Promotional plans, available interest rates, minimum purchases and credit limits can vary by applicant and purchase.
- 0% interest promotional plans may be available for eligible applicants and purchases.
- Flexiti administration fees may apply depending on the purchase and promotional term.
- Annual account fees may apply.
- If an applicable promotion expires or is cancelled without full payment, interest may be charged under the Flexiti cardholder agreement.
- Applications require approval and identity verification.
- Some applications may require additional manual review.
- Promotional plans and terms can change without notice.
One Account. More Flexibility.
Approved Flexiti customers can use their account at participating merchants throughout the Flexiti network, subject to available credit and applicable terms.
Payments can be managed according to the instructions provided with your Flexiti account and cardholder agreement.
Flexiti customer support:
1-877-259-3745
Flexiti.com
Frequently Asked Questions
Flexiti promotional financing can include equal-payment and 0% interest options for eligible applicants and purchases. Available plans, terms, fees and eligibility vary.
Eligible Cap-it purchases can be financed using approved Flexiti credit. Truck canopies are one of the larger purchases where financing can be particularly useful.
Depending on the eligible transaction, qualifying products and services purchased through Cap-it may form part of the financed purchase. Confirm the complete transaction with your Cap-it location.
Yes. Once approved, your Flexiti account can generally be reused for eligible purchases within your available approved credit limit and subject to your account terms.
No. Available promotional plans and interest rates can vary based on creditworthiness, purchase requirements and the offers available at the time.
Flexiti administration fees may apply depending on the purchase and promotional term. Annual account fees may also apply. Review the complete disclosure below.
Flexiti Financial makes all credit approval, credit-limit, promotional-plan eligibility and account decisions. Cap-it does not approve financing applications.
Contact Flexiti customer service at 1-877-259-3745 or visit Flexiti.com.
CAP-IT + FLEXITI
Ready to Start Your Build?
Apply online for Flexiti financing or visit a participating Cap-it location to talk through your truck canopy, accessories or adventure build.
FLEXITI FINANCING TERMS & DISCLOSURE
*O.A.C. Subject to terms of the Flexiti cardholder agreement. Promotional offers and minimum purchase amounts vary by merchant. Interest (including accrued interest on applicable deferred plans) at the cardholder agreement annual interest rate (31.99% - 34.99%) is charged if the promotion is cancelled or expires without full payment. Promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. Flexiti admin fees may apply depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promotional term length (not applicable for residents of Quebec). Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Promotions and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. B.C. License #83660. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and The flexible way to pay are trademarks of Flexiti Financial Inc.